Services

First Time Home Buyers

Buying your first home? We’ll guide you through every step, starting with pre-approval so you know your budget and options with confidence.

Buying a Home

First Time Home Buyers

Planning a move? Whether you’re upsizing, downsizing, or relocating, we’ll help you find the right mortgage for your next step.

Refinancing

First Time Home Buyers

Retirement Planning

Mortgage Experts to help you plan your home refinance

Looking to access equity, reduce payments, or improve your rate? We’ll help you explore the best refinancing options for your situation.

Retirement Planning

Investment Properties

Retirement Planning

Planning ahead? We can help you use your home’s equity to support your financial goals in retirement.

Investment Properties

Growing your real estate portfolio? We’ll help you secure the right financing for your investment property.

Mortgage Renewals

Investment Properties

Received a renewal offer? Don’t sign before exploring your options. We’ll review it and help you find the best solution.

Frequently Asked Questions

Please reach us at team@integritymortgage.ca if you cannot find an answer to your question.

How much can I afford?

The amount you can afford depends on your income, debts, down payment, and current interest rates. We can review your situation and provide a pre-approval so you know your budget with confidence.

Do I need a down payment, and how much?

In most cases, a minimum of 5% is required for owner-occupied properties. The exact amount depends on the purchase price and type of property. We’ll walk you through your options and what’s required in your situation.

What is a mortgage pre-approval?

A pre-approval gives you an estimate of how much you can borrow and locks in a rate for a period of time. It helps you shop with confidence and shows sellers you’re a serious buyer.

What’s the difference between going to a bank and working with a mortgage broker?

A bank can only offer its own products. As mortgage professionals, we work with a wide range of lenders to find options that best fit your needs, whether your situation is straightforward or more complex.

Can you help if I’m self-employed or have a unique situation?

Yes. We regularly work with self-employed clients and those with non-traditional income or more complex scenarios. There are often more options available than you might expect.

When should I start the mortgage process?

Ideally, before you start house hunting. Getting pre-approved early helps you understand your budget, avoid surprises, and move quickly when you find the right property.

How long does the mortgage process take?

Timelines can vary, but most approvals take a few days to a few weeks depending on the complexity of the application and how quickly documents are provided.

Can I refinance my mortgage before it’s up for renewal?

Yes. Refinancing is possible before your term ends, though there may be penalties. We can help you determine if it makes financial sense based on your goals.

What happens when my mortgage is up for renewal?

When your mortgage comes up for renewal, your lender will send you an offer. Before signing, it’s a good idea to review your options. We can help ensure you’re getting the best rate and terms available.

How do I get started?

The easiest way is to apply online or book a call with our team. We’ll review your situation, answer your questions, and guide you through the next steps.

Does it cost anything to work with you?

In most cases, our services are paid by the lender, not the client. We’ll always be transparent about any fees upfront if they apply.

Dominion Lending Centres Integrity Mortgage BC - A Better Way

How we can help

Services

First Time Home Buyers

First Time Home Buyers

First Time Home Buyers

Buying a Home

First Time Home Buyers

First Time Home Buyers

Refinancing

First Time Home Buyers

Retirement Planning

Retirement Planning

Investment Properties

Retirement Planning

Investment Properties

Investment Properties

Investment Properties

Mortgage Renewals

Investment Properties

Investment Properties

Not sure where to start? Book a call!

Download our free app!

Frequently Asked Questions

Free Downloads

Lenders

Let us match you with the best lender for you

Contact Us

Drop us a line!

Integrity Mortgage Inc.

Dominion Lending Centres Integrity Mortgage BC - A Better Way

How we can help

Services

First Time Home Buyers

First Time Home Buyers

First Time Home Buyers

Buying a Home

First Time Home Buyers

First Time Home Buyers

Refinancing

First Time Home Buyers

Retirement Planning

Retirement Planning

Investment Properties

Retirement Planning

Investment Properties

Investment Properties

Investment Properties

Mortgage Renewals

Investment Properties

Investment Properties

Not sure where to start? Book a call!

Download our free app!

Frequently Asked Questions

Free Downloads

Lenders

Let us match you with the best lender for you

Contact Us

Drop us a line!

Integrity Mortgage Inc.

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